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What Our Customers Say
Great experience! Kept us up to date and provided lots of information. Steve was wonderful to work with throughout the process!
Vicki Adderley
Vicki Adderley
Everyone at Mortgages.ca goes over the top! James finds the most remarkable deals (I mean who knew, right?). Then they follow-up on every detail, track every thread right down to the last signature! Great problem solvers too. And they're fabulous people! Warm hearted, kind, generous - and everybody needs more of that. Recommended them to several people and I'll continue to do that - made miracles happen for me and my referrals. You're very lucky indeed if you've decided to... work with them. My discerning Banker's eyes went wide when she saw the rates and the deal they got me - and THAT'S an endorsement,read more
Jo-Ann Phillips
Jo-Ann Phillips
This was our second time using Steve and we cannot say enough about him. He was so helpful, knowledgeable and always quick to respond. He made buying our forever house just as easy as the first time we bought a condo. Would highly recommend!
Britt G
Britt G
Steve was extremely helpful and professional through the entire process of refinancing our mortgage. I can’t recommend him enough. He’ll fight to get the best product for you and will consistently make himself available to meet your needs. While we had difficulty with some of our other service providers during the recent refinance, I could consistently count on Steve’s advice and solid service throughout the process, and that was very reassuring.
Mathieu
Mathieu
Steve made our home buying experience a walk in the park. Being a first time home buyer, I had a lot of questions that would come to me at different times through the home buying process, but Steve was there to hand hold me and answer all my questions patiently through texts or calls. I would recommend Steve to anyone who would want to buy a home.
sairam srinivas
sairam srinivas
Ask for Steve Harrison, because this guy is tremendous. Steve played for us equal parts mortgage broker, financial advisor, consultant, cheerleader, therapist ... you name it. He took two totally green home buyers, my wife and I, and held our hand through the entire process—obviously, securing a killer mortgage at a great rate, but also leaving us floored by his knowledge, his savvy, and frankly his total patience and candor through every last detail and every point large or... small.The best review of a mortgage broker may be that you'd recommend them to others. Not only will we be doing that, but Steve has secured lifetime clients in us, as well.read more
Jason Buckland
Jason Buckland
From the purchase of our first home, to our mortgage renewals and additional products, Steve Harrison has been an incredible support system. He is always prompt with responses (no matter the time or day of the week) and is thorough in not only giving us an answer, but working to help us understand the products and the impact of our decisions. I have recommended Steve to friends and family, and will continue to recommend his work and expertise to my network. Thanks Steve,... it's been a pleasure working with you!read more
Marina Parejo
Marina Parejo
As a first time home buyer, Steve Harrison made my move and the whole process of buying a place so easy. He was very responsive, professional and knowledgeable regarding any questions i had. I would recommend Steve and Mortgage Architects Brokerage to anyone looking to buy a home. Fantastic service! Thank you so much!!
olis meedolson
olis meedolson
The most important item in working with a mortgage broker is TRUST. If you were to know me, it is a huge achievement that I state "I blindly trust James with all my mortgage decisions and in handling the mortgage decisions for all of my family members and friends".James has proven himself time and again in going the extra mile to ensure our questions are answered clearly and in a way that we fully understand. He ensures our best interests are at the forefront of every... decision. Thankyou James, and to your team, for always taking care of our family. You have a client for life!!!!read more
Jonathan Foster
Jonathan Foster
James Harrison and his team are absolutely incredible. James and Mayra were so helpful, responsive and understanding throughout the whole process, and their expertise gave me a huge amount of reassurance as a first time homebuyer. I am convinced that James worked some miracles for me and I would recommend his services to everyone.
Michelle Y
Michelle Y
As a first time buyer, I wasn't sure what I was getting myself into. Scott from Mortgages.ca helped me through every step and was there anytime I had a question. My realtor was very impressed with his dedication to the deal and professionalism. I would highly recommend Scott for any mortgage needs.
Jesse Zimmer
Jesse Zimmer
As a first time home buyer, James and Mayra made the mortgage process really easy for us. They were very quick in responding to my many questions. James was also very patient during my home search when I would send him different listings to get an idea of what our maximum bids would be. Completing the mortgage paperwork was also not an issue as Mayra was very helpful in guiding us through the process. I highly recommend Mortages.ca to anyone!
Tan Ly
Tan Ly
I used mortgages.ca as a first time home buyer . James and his team were responsive and very helpful throughout the entire process. Every situation is unique and James and his team worked with us to collect all information required from the lender. There was 0 hiccups or issues throughout this process that made my first home buyer experience very stress free.
Adam H
Adam H
James and his team at Mortgages.ca have been wonderful to work with. Because of James, I was able to seamlessly purchase properties, in a structure that best suited me and my interests. This is incredibly valuable to me. I would highly recommend the team at Mortgages.ca
Daniela DeGasperis
Daniela DeGasperis
I would like to thank James and the team especially Mayra for their professionalism and help in making this process seamless and actually enjoyable. I would highly recommend them to anyone looking to refinance or obtain a new mortgage.thanks again.
Peter Iannuzzi
Peter Iannuzzi
James and his team were very enjoyable to work with and exceeded our expectations. They made our complex file very easy for us to understand and complete and were always available and responsive when we had questions. I would highly recommend James and his team and we look forward to working with them again!
Gregory Jackson
Gregory Jackson
Scott Nazareth is hands down the man you want to work with! he has exceptional capabilities in searching for your specific needs.we worked well as a team & his quick action & foresight saved me from certain doom. if you are in need of assistance , Mortgages.ca is your very best bet. Ask for Scott Nazareth & you wont be disappointed!
keith moore
keith moore
We worked with Scott Nazareth at Mortgages.ca and could not be happier with his unyielding support. We had a complicated inter-provincial sale that threw a lot of curves, but Scott was always there to help resolve the issue, calm our nerves and get us to where we had to be. Throughout, Scott was genuine, open-minded, sympathetic, pleasant and always responsive and available. We could not ask for more, and we feel very fortunate to have had Scott batting for us.
Paul Darvasi
Paul Darvasi
Thank you so much Scott Nazareth for the helpful mortgage services, Regards.
Rashid Idrees
Rashid Idrees
We had a very positive experience with Scott in buying our first time home. Scott is patient and responsive and can handle any complicated situation. I would absolutely recommend him without reservations.
Kowsar Zadeh
Kowsar Zadeh
Scott has been our mortgage broker for the past 3 years! We recently just bought our second house and he was AMAZING. He went above and beyond answering questions and our concerns. Made it a smooth and easy transition in a stressful time. Would highly recommend Scott to anyone looking for a mortgage broker! He’s the best!
Matt Dolan
Matt Dolan
10 Things you have to do when need Morgage Approval . You just have to do only 1 ( that is call to Scott ) , other 9 Scott will handle. Super taking care and solution provider.
Naveed Aslam
Naveed Aslam
Absolute pleasure to work with James and his team. You guys are very thorough, professional and very much appreciate taking the time to explain the process. Truly a gem of a team who helped turn 2020 around in the midst of a pandemic. Highly recommended!!!
Taleen Dakran
Taleen Dakran
James and his team are the absolute best. I had so many questions but they were super patient and always made sure I felt comfortable with every step of the process. I'm so happy in my new home and I have mortgages.ca to thank!
Dustin Anstey
Dustin Anstey
James and his team at Mortgages.ca are the best in the business. They are extremely responsive, professional and knowledgeable. James always takes the time to explain any questions and makes sure his clients are getting the best mortgage products available. During the pandemic, it was very easy to work virtually with James. It was a seamless process. Can’t recommend enough.
Brenna Whyte
Brenna Whyte
Scott really helped me through some difficult times buying/selling in 2020. What a year! Thanks Scott.
Jared Mercer
Jared Mercer
To my biggest surprise, my first time buyer experience was very smooth. I was expecting many challenges, misunderstandings and complication but i was served with key details, great value and care about my biggest purchase! Best recommendation I have had in my adult life.
NAAD Legacy
NAAD Legacy
I have used services from Mortgages.ca twice now. James and his team had provided excellent service each time and helped get the best mortgage rate possible. They are very profession and responsive. I would recommend them to everyone who is looking for a new mortgage.Thank you James and Zayna for your all help throughout this process.
Devesh Gupta
Devesh Gupta
Scott Nazareth has been amazing Mortgage Broker in assisting the right mortgage deal for our home. He absolutely went above and beyond all our expectations to answer any questions we might have. I take great pleasure in recommending him to anyone who needs a broker.
Yvonne Gomez
Yvonne Gomez
James Harrison and his team can make anything happen! He is very professional and made me feel like his priority. I highly reccomend Mortgages.ca
Miguel Araujo
Miguel Araujo
This is the first review, I have ever submitted. I am a seasoned home owner who is so grateful to have found Vernon Bovell from mortgages.ca! Vernon worked tirelessly to secure a great mortgage for me when other brokers could not. As well as his perseverance, Vernon was continuously responsive to every correspondence that came his way. If you're hoping to work with someone who is extremely kind, professional and very knowledgeable please contact Vernon Bovell, you'll be very... relieved to work with someone of his caliber.Zoe Pinskyread more
Zoe Pinsky
Zoe Pinsky
Mortgages.ca team helped me through my mortgage and loan goals. James and his team were knowledgeable, professional, and extremely responsive in communications. The rates that they were able to secure for me were by far the best on the market. I highly value James's knowledge and financial advises that gave me a peace of mind and a sense of security in my financial goals. I am grateful for James’s & Co guidance throughout the process, making it a breeze from the beginning to... the end. I found my mortgage broker for life!read more
Anastasia M-G
Anastasia M-G
James is really good at what he does. We had a unique situation so our mortgage required expert review. After hitting brick walls with a few lenders, we contracted James at mortgages.ca. The folks at mortgages.ca were really there for us in terms of advising and allowing us to get the right mortgage that fit our situation. I'd certainly recommend.
Dam Ade
Dam Ade
Steve Harrison is an absolute pleasure to work with! He not only comes up with super creative options but also does it in the most calm and effective manner. Steve has helped us buy both the homes we own and we would recommend him in a heartbeat! Our recent home purchase involved some complicated financial constructs and Steve held our hand thru it like a pro and the outcome exceeded our expectations. Thanks so much for helping us find our dream home Steve!
chitra unnikrishnan
chitra unnikrishnan
Having moved numerous times through our life we admit that we have never had such a pleasant experience. Scott not only demonstrated professionalism through the process, his care and concern for our well-being has resulted in us actually considering him a good friend. It is without hesitation that we recommend him and know you will not be disappointed as you work together through your mortage process.
Michael Trudeau
Michael Trudeau
I had a great experience working with Mortgages.ca and James Harrison. As a self employed person there are many additional criteria involved and the CMHC was reluctant to insure. James persisted after receiving the denial of insurance. He raised an escalation and through his tenacity and dedication to the customer it was approved upon further review. This was above and beyond. He also was able to provide the best rate possible which even surprised me. He exceeded my... expectations and was always looking out for his client. Great experience!read more
Dean Brunne
Dean Brunne
Steve and his staff worked very hard for the best rates during this difficult financial time. They listened to what we wanted to do and made it happen. Very effective and made it easy to work through.
Carl Sykes
Carl Sykes
Steve, James, Zayna and the entire team were amazing throughout. This was my first purchase and as expected there was a bit of anxiety. Steve walked me through the entire process and and answered all of my questions with patience and understanding. This is a very professional company that understands what is going through the minds of a home buyer and they make sure to give you clarity and information to put your mind at ease. Very highly recommended and I wish them all the... best. Thank you again.read more
Raj M
Raj M
James and Stefania made every step of the process super easy!! As a first time home-buyer, I had very minimal knowledge on .. basically anything I had to do. They made my life so easy and they were extremely genuine and trustworthy. Everything was so quick and fast and James even responds when he is away (you don't need to do this James but its appreciated!!) You can see how dedicated he is.
Jelena Vuckovic
Jelena Vuckovic
It's a scary situation, looking for a mortgage. We were a bit overwhelmed. James and Zayna provided exactly the perfect combination of professionalism and caring that we needed. We so appreciate how they took the time to explain the details along the way. We trusted them and they surpassed our expectations for this process. We have bought several homes but this was, by far, our most stress-free experience of obtaining the right mortgage for us! We would happily... recommend James and his team to anyone!read more
Robert Murray
Robert Murray
James and his team were really great throughout our first time home buying process. He walked us through everything step by step and was kind enough to really break things down for us and answer our many, many questions. Would highly recommend James and his team!
Roberta A
Roberta A
Excellent services by Steve and his staff.
Jeff Cui
Jeff Cui
As first time home buyers, James and Stefania were incredibly helpful, answering any and all questions we had, in language we understood. They also went above and beyond in terms of prompt responses and help during the erratic timelines of the offer and closing process. Aside from that, they got us a terrific product at a very competitive rate. They even updated our interest rate to a lower percentage before closing when one became available. A friend referred us to James... and Mortgages.ca and we will be doing the same. Thanks James, Stefania and team!read more
Joel Macleod
Joel Macleod
James and his team provided excellent service throughout the process. They answered all questions in a timely manner, making sure that we were always informed and comfortable. That is on top of getting us the lowest rates we could find.
Mark Caskenette
Mark Caskenette
I am a first time homebuyer and didn’t know anything about the financing process. The team took really good care of me and helped me from beginning to end. Most importantly they were very responsive eliminating any concerns.Such a pleasure :)
Kate B
Kate B
James Harrison got me the Best Mortgage Rates TWICE Now! I’ll be working with James for the foreseeable future. Thanks James!
andrew warren
andrew warren
James Harrison and his team at Mortgage Architects (mortgages.ca) embodies the modern brokerage firm you need to help you with the biggest transaction of your life. Their speed, responsiveness, professionalism, accuracy and customer-centricity strengthen their unique value proposition against other competitors. From my first interaction with James, to the closing process with Zayna, I can confidently say that their team is the very best. Thank you for a great experience,... you've earned a client for life!read more
Elaine De Marzo-Robins
Elaine De Marzo-Robins
James and his team jumped through hoops to help us nail down attractive financing in short order after we made a spontaneous decision to move up the close on a house. Highly recommend Mortgages.ca!
Jay LaRocque
Jay LaRocque
Mortgages.ca and the very personableJames Harrison have always offered a quick response to any query, in-depth knowledge of mortgage options and concerns, and excellent service to the clients we have successfully referred.
Looking forward to many more!
Answer to trivia question: 2.7%
Great customer service. I was able to get a competitive rate. I'd like to treat them some champagne for helping me with my 1st mortgage so well.
Outstanding service. Steve Harrison went above and beyond. He was always available and answered every phone call or text immediately. We had a few issues which Steve easily solved for us. Would highly recommend.
Excelente service. Steve did everything we needed to get what we needed. Very satisfied
After having a very negative experience with a banks mortgage devision. Steve was exactly what we were looking for. Steve was excellent at answering our questions quickly and clearly. His professionalism gave us the confidence to make an aggressive offer which ended up being successful in the purchase of our 1st home. Thank you Steve, would recommend to any one.
We are very happy with all the customer service, hard work and dedication from James and Laurie. I was able to ask all the important questions and get all the right answers as this was our 1st time buying our 1st home! The efficient and effective work really allowed me to feel at ease that I was getting the best service, rate and lender to make my dreams a reality! I recommend them for all future buyers. Their communication was perfect in instructing me to do have... everything in place with closing! I will continue to recommend them!read more
Once again James has exceeded our expectations with his exceptional customer service and the ability to offer knock out rates. This is our second time using him and have referred him to family and friends. Thanks again for all your help!!
As first time homebuyers, finding the perfect home in Toronto within budget was challenging and full of learning experiences. Steve took the surprises and uncertainty out of the biggest purchase (ahem...loan) of our lives. He was able to answer all of our questions and ensure we had the information we'd need to make a decision. Trust me, as someone in financial risk management, I had A LOT of questions. And of course, No one could come close to the rate he got us. Thanks for... helping us own our dream house and a piece of this great city!read more
A great team of professionals!!!
I was referred to Steve from a colleague and I have been blown away! Just got back from seeing my lawyer who actually fist pumped me on the amazing rate we got. Aside from the low rate, as a first time home buyer, Steve spent so much time with me helping me along the way and educating me on an area I felt I didn't know a lot about. I'm a studier and he provided all the content and clarity I needed. He was only a phone call away and always stopped to take the time Trust is... everything and I feel so lucky to have had Steve during this whole process. Thank you Steve!!read more
Nothing but professionals here, looking forward to our next deal
Incredible customer service from Steve. Always picks up and prompt for meetings. Found the best rates possible and always took the time to explain the pros and cons of each alternative. My go to guy for anything mortgages related!
I’m so lucky I got in touch with Steve Harrison from Mortgages dot ca before signing anything with my bank or the broker my agent referred me to. Steve's ability and willingness to answer all of my questions as they came up day after day, was amazing. He was a great help throughout the process and even found me a significantly better rate than my bank or my realtor's broker. I want to encourage anyone who is in the market to contact Steve Harrison.
I went with Mortgages dot ca for my mortgage. My rate was 2.89 for 3 years, which was the best rate I could find. James was my mortgage broker and he was excellent -- always quick to respond to any questions and also worked through the weekend with me to make sure we had everything submitted on time for Monday. There was a delay on TD banks' end that caused my closing to be delayed but James contacted the VP of the bank to help get my application approved quicker. Once I... secured my rate I was expecting to handed off to the bank for my application (not sure if this is standard) but instead James collected all the paper work from the bank and filled in some of it for me, circled the areas for signature etc. so it was an easy process for me. I will probably use James for my next mortgage if the rates are still competitive.read more

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