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Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.
The benefits of working with a mortgage broker
Mortgage brokers save
you time
Mortgage brokers handle
the details
Mortgage brokers give
you choice
Mortgage brokers have
negotiating power
What our clients have to say
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My Bank of over 20 years would not give me the mortgage I required to keep my existing property and buy new. It took the bank 30 days to gather documentation to come to this conclusion. After calling James, he not only got me what I needed to move into my dream home, he got me approved by one of the top lenders in 1 hour. I would highly recommend James and his team!
George I
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Steve and his crew saved the day once again. In this ever changing landscape, it is so important to find people who can guide you and be part of your team. This was not our first time working with him, and we keep coming back because of his 5 star service. He is always available to answer questions and to make the process seemless. Thank you again for such an amazing experience. We are so excited about our new home!
Dana S
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Great service from James and Mayra! Very organized team, knowledgeable and overall excellent experience in helping us navigate the options.
Redon Gallani
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This is the second time I have relied on James and his team for my mortgage needs. James and Mayra are both easily reachable, efficient and very knowledgeable in their field and I am very happy with my renewal rate. I was initially worried the renewal process would be stressful considering the economy, but everything went off without a hitch all thanks to James and Mayra. Many thanks for addressing all my questions and concerns. I will definitely recommend them to all my family and friends
Becky Wong
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James was extremely helpful from the very beginning of our home search, his guidance and the final work to obtain a great mortgage made our house hunting experience a breeze in these very unpredictable times. A special mention of Zayna who was very patient and thorough in helping us get all the paper work together!
Our family will go them James again any time and highly recommend his and his team to all our friends and family.
Tara Jainudeen
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James and his team were terrific to work with – super responsive, knowledgeable and flexible. They helped me complete an unexpectedly quick purchase/mortgage application with very little stress. Special shout out to Zayna who was incredibly patient. Will definitely work with them again.
Amala 77
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Some questions answered
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What does Mortgages.ca do?
Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!
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What’s the advantage of working with a broker?
Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!
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How do mortgage brokers get paid?
In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)
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Should I shop around for different mortgage brokers?
It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)