March 2014 | Mortgages.ca

When is Mortgage Loan Insurance Required?

March 31, 2014 / Posted By James Harrison

Mortgage Loan Insurance is a Canadian program, implemented as a requirement associated with mortgage loans when the down payment is less than 20% of the total cost of the home. Read More…

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5.0

Andrew

12:48 07 Jun 19

I recently renewed my mortgage with James and was very happy with the result. Compared to my previous lender (BMO), I found James much more knowledgeable on the options available and most importantly (for me, at least), he was able to provide me with a much better rate that I could find with one of the big banks.read more

Danielle Astor

15:20 23 May 19

Steve was more than fantastic ! He was attentive and made this experience smooth , easy and informative! I have suggested you Steve to every one I know !read more

Steve Mattar

16:56 22 May 19

My wife and I were lucky to be referred to James by our friend. He made the whole process easy and most importantly he made sure we got even better rates then what the banks post. I will be using him again and I will be referring him to everyone I know as well. Thank you James for all your hard work. Steve and Audreyread more

Jeffery Lum

00:07 25 Apr 19

The experience working with James and his team was amazing from start to finish! It was my first mortgage for my first home and James was great at explaining what was needed, any next steps, got me pre-approved within a day and even responded to me on the weekend as I had questions while putting in my offer. The quick turnaround on rates and other data points that I asked about made it really easy to for me to make decisions. On top of that, it was the best rate I got. I would definitely recommend going through James for any future financing needs!read more

Stephanie Hickman

17:24 02 Apr 19

I was looking to purchase a second condo and having had such a great experience with James the first time, working with him again was a no-brainer. I had a lot of questions - James and his whole team were always available to answer and sometimes (re answer) my many questions. They made a confusing and seemingly daunting process very easy for me. I will absolutely work with James again.read more

David Muthurajah

03:10 01 Mar 19

I was looking to purchase my first home (condo) and so a close friend of mine put me in touch with James. James and his team were excellent! They helped me through the whole process, answered all of my questions and provided me with the information I needed to make informed decisions. With James' help, I was able to purchase my first home! I highly recommend James, he will take care of you very well!read more

Travis Kim

20:43 04 Feb 19

Steve brought transparency, availability and a whole lot of experience to the table. The process was far more efficient than other banks and brokers I dealt with. All of our interactions were digital or over the phone - I didn’t have to go into the office once! Steve and Zayna, thanks for making the purchase of my first house possible!read more

kirsty strong

14:12 25 Jan 19

James and his team were recommended by my realtor, Brendon Cowans, and did a top job. They were exceptionally responsive and eager to help and made the whole process a streamlined one from start to finish. I would highly recommend and will definitely use them again in the future.read more

Norm Forshner

23:34 28 Nov 18

James and his staff did a great job providing us a mortgage although we have non traditional incomes. Another broker could not find us a top lender and the rates were much higher than what James was able to provide. I would highly recommend him to anyone.read more

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