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Products

Information alone is not enough. A professional mortgage broker has something far more valuable: years of experience and your needs in mind. They put the information in context, they anticipate the variables and find the best loan for you. This is the kind of help you don't want to be without.

Renewal and Switch/Transfer

Have a mortgage renewing within the next 120 days? DO NOT sign your current lenders renewal sheet without taking 5 minutes to call us, that 5 minutes could save you thousands if not tens of thousands of dollars.

H.E.L.O.C. Mortgage

Use the equity in your home to get a secured line of credit today and do away with high interest lines of credit! With a Home Equity Line of Credit or HELOC, equity can be released to be used for any purpose.

Pre Approvals

If you are thinking of buying property, your first step is to get Pre-Approved. This allows you to find out exactly what you can afford given your income, credit and downpayment.

Cash Back Mortgage

With a Cash-Back mortgage, the consumer would receive up to 5% cash back towards their down payment and closing costs.

Investment Properties

Since April 19th 2010, Canadian are required to have at least a 20% down payment on a rental property purchase. Fixed, Variable and Adjustable Rate Mortgages Permitted, Up to 80% LTV for a 1-4 unit Rental Property.

New to Canada Financing

Qualified homebuyers who have immigrated or relocated to Canada within the last 5 years are eligible under Genworth's New to Canada program to purchase a property with as little as a 5% downpayment.

Purchase Plus Improvements

This is a wonderful product that allows you to add extra value to your home immediately. Whether you want a new roof, new hardwood floors, a new bathroom, new kitchen or anything that will increase the overall value of your home.

Vacation Homes

Whether it's a second home in the city to reduce that weekly commute, or a cottage at the lake for weekend getaways. With our Vacation Home Program, Canadians can now purchase a second home with an affordable monthly payment with 5% down payment.

"Dare to compare with Canada's award winning mortgage team. We work for you and not the banks so we always have your best interests in mind."

James Harrison, President

What Our Customers Say
Marge and Ken (2017)

James was incredibly helpful and provided excellent service. This was my first mortgage so I had tons of questions and James was extremely patient, explained things really clearly, and made suggestions that showed he was really listening to my concerns. He was also very responsive, knowledgable, and absolutely lovely to work with. Thanks again James!

George I (Dec 2017)

My Bank of over 20 years would not give me the mortgage I required to keep my existing property and buy new. It took the bank 30 days to gather documentation to come to this conclusion. After calling James, he not only got me what I needed to move into my dream home, he got me approved by one of the top lenders in 1 hour. I would highly recommend James and his team!

Neil R

Such a comfortable, amiable, and calming process dealing with Steve throughout the introductory stage all the way through closing My wife and I recently purchased a home --- 1st time home buyers at that --- and as newcomers to the world of real estate lending we could not have been more satisfied with the way Steve helped to meet our needs. There was a great mix of active and passive management and we never felt any 'hard sell' or obligation. Steve's way of making us feel comfortable made our experience very satisfying.  

Mahmood A

As a first home buyer, I was extremely cautious and needed guidance through the mortgage shopping and approval process. Scott Nazareth guidance was outstanding. Scott made himself available for questions around the clock. Scott is highly committed to provide his clients best mortgages available. I highly recommend him!

Josh (2017)

Scott was more than helpful throughout the entire process. It was our first time purchasing a home and the entire experience felt easy mostly due to Scott’s flexibility and organization. He stayed in constant contact via email and text and was always willing to meet up and go through any details we were unsure of. The rate he was able to get us was amazing which was the icing on the cake. If you want good rates and good service I highly recommend mortages.ca. Thanks again Scott!!

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