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Information alone is not enough. A professional mortgage broker has something far more valuable: years of experience and your needs in mind. They put the information in context, they anticipate the variables and find the best loan for you. This is the kind of help you don’t want to be without.

Pre-Payment Options

Pre Payment options differ from one lender to the next.

There are two separate ways to make extra payments, the first is by making extra payments to your normal scheduled payment, whether they’re monthly, bi-weekly or weekly. The second was is by making an annual lump sum payment. All pre payments are made directly to the principle of the outstanding mortgage amount and no interest is paid on the pre payment amounts. These are always great features and should be taken advantage of during your mortgage term.

Right now with mortgage rates being so low it is a great strategy to make as many pre payments as your budget allows so to pay down as much principle while rates are still so low.

Speak to any of our mortgage professionals about the different pre payment options for each and every lender.

"I was referred to Steve from a colleague and I have been blown away! Just got back from seeing my lawyer who actually fist pumped me on the amazing rate we got. Aside from the low rate, as a first time home buyer, Steve spent so much time with me helping me along the way and educating me on an area I felt I didn’t know a lot about. I’m a studier and he provided all the content and clarity I needed. He was only a phone call away and always stopped to take the time Trust is everything and I feel so lucky to have had Steve during this whole process. Thank you Steve!!"

- Alyse Orsborn


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