Top Reasons for Refinancing

Are you thinking of refinancing your mortgage? There are many things to consider before you do. Here are the top 5 reasons people refinance:

To consolidate debts
Assuming you have available equity in your home, it almost always makes sense to consolidate any and all high-interest consumer debts into one low interest rate and one low payment. Consolidating high-interest debt can instantly get you out of a hole and save you thousands in interest.


Car loan
(7 – 10%)

Credit Cards
(12- 28%)

Unsecure line of credit
(7 – 12%)

Second mortgage
(12 – 15%)

If your average interest rate is above 5%, GET OUT FAST! And roll that debt into your low interest mortgages.

"I was very pleased with the professionalism I received from James and at The rate I received from was more competitive than other rates I received online. I also appreciate very much that James followed up with me after the fact to ensure that everything ran smoothly. I would recommend James and


− Karen C


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