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We’re Canada’s trusted mortgage professionals
Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.
The benefits of working with a mortgage broker
Mortgage brokers save
you time
Mortgage brokers handle
the details
Mortgage brokers give
you choice
Mortgage brokers have
negotiating power
Hear from our happy clients
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This is the second time I have relied on James and his team for my mortgage needs. James and Mayra are both easily reachable, efficient and very knowledgeable in their field and I am very happy with my renewal rate. I was initially worried the renewal process would be stressful considering the economy, but everything went off without a hitch all thanks to James and Mayra. Many thanks for addressing all my questions and concerns. I will definitely recommend them to all my family and friends
Becky Wong
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We are very happy with all the customer service, hard work and dedication from James and Laurie. I was able to ask all the important questions and get all the right answers as this was our 1st time buying our 1st home! The efficient and effective work really allowed me to feel at ease that I was getting the best service, rate and lender to make my dreams a reality! I recommend them for all future buyers. Their communication was perfect in instructing me to do have everything in place with closing! I will continue to recommend them!
Barry N
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James and his team were such a pleasure to work with. They are professional, clear and upfront about budgets, process and expectations. They also manage through a deluge of processes while making it as simple as possible for the client. I absolutely will work with James and Mortgages.ca for my next property purchase. 10/10 and no notes!
Jess Bennett
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Worked with Steve Harrison to secure the mortgage for our condo, and cannot recommend him enough. As first time home buyers, we were very new to the process and had tons of questions. Steve and his team were knowledgeable, friendly, prompt, and always reachable. They went above and beyond in walking us through the process, and were there for us at each step of the process. Plus, they got us a very competitive rate, much better than we were getting when we contacted the banks ourselves.
Julian Torres Santeli
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James and Zayna were extremely helpful in finding the right mortgage for me. It was my first time going through the mortgage process but James was extremely helpful and patient. Can’t say enough good things about my experience with Mortgages.ca and James, and would recommend to anyone who needs a mortgage broker.
Ben S
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Working with Scott has been a real pleasure. In addition to being knowledgeable, always available, and offering excellent options, Scott is highly competent and reassuring throughout a process that is always very complicated. He has been with us from the beginning, explaining the different options, and we have been able to communicate with him multiple times by email and phone, which proves his availability and attentiveness. We highly recommend his services.
Jonathan Leblanc
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Some questions answered
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What does Mortgages.ca do?
Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!
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What’s the advantage of working with a broker?
Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!
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How do mortgage brokers get paid?
In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)
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Should I shop around for different mortgage brokers?
It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)