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Who We Are is a Toronto-based team of top performing mortgage brokers. They work with home buyers and major lenders to find their clients perfectly matched mortgage products. arranges the very best rates, terms, and products on the market at all times for their clients. James and Steve Harrison are the brothers at the helm of the company, and they pride themselves on saving their clients time, money and stress. The cost? 100% free. Most of all they work for you – not the bank.

As a client, you benefit from working with a dedicated and unbiased mortgage professional who wants the best for YOU first and foremost.

Our Award Winning Team is Here for You

James Harrison AMP

Mortgage Broker - Agent Level 2

James, an award-winning Mortgage Broker with 15+ years of experience, prioritizes client education to make informed, cost-effective mortgage decisions while ensuring long-term financial control and flexibility.

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Steve Harrison AMP

Accredited Mortgage Professional

Steve offers tailored mortgage solutions for homebuyers, renewals, refinancing, and home equity needs, helping clients achieve their financial goals and aspirations.

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Scott Nazareth

Mortgage Agent Level 2

Scott: Award-winning mortgage professional known for pushing industry technology and listed as a top newcomer in 2017, also a 2016 Young Gun alongside Steve and James Harrison.

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Zayna Al-Abedy

Senior Underwriter / Fulfillment Specialist

Zayna, a licensed mortgage professional since 2014, began her career as a credit analyst in 2013, ensuring smooth financing experiences. Her true passion lies in underwriting.

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Mayra Watrich

Fulfillment Specialist

Mayra, licensed since 2018, started her mortgage career as an Administrative Assistant in 2007 and excels at ensuring top financing experiences for clients at Northwood Mortgage for the past four years.

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Christian Garcia


Christian Garcia, a Dominican Republic native, brings a wealth of experience from running a successful bakery for over 20 years before moving to Toronto five years ago, where his love for the city drives his real estate career.

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We’re relationship based brokers

We take care of our clients for life.