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Elyse Maltin
Elyse Maltin
18:01 04 Aug 23

I’ve worked with Steve and the team for both an original mortgage and my renewal, and it’s been a dream experience both times. Steve has patiently walked me through every detail I needed to understand without making me feel stupid about not understanding, and has made it easy to find the best rate for me.read more

Virginia
Virginia
19:41 16 Jul 23

James and Mayra were so helpful in each part of the process of getting a mortgage! They were diligent with following up with any questions and ensuring we could get the lowest rate possible. We would use them again for any future needs!read more

Dana S
Dana S
14:32 04 Jul 23

Steve and his crew saved the day once again. In this ever changing landscape, it is so important to find people who can guide you and be part of your team. This was not our first time working with him, and we keep coming back because of his 5 star service. He is always available to answer questions and to make the process seemless. Thank you again for such an amazing experience. We are so excited about our new home!read more

ashweta baro
ashweta baro
18:29 14 Jun 23

I recently had the pleasure of working with James and Mayra for my mortgage needs, and I cannot speak highly enough of the outstanding service and support they provided throughout the entire process. From start to finish, they demonstrated exceptional professionalism, knowledge, and dedication, making my experience truly stress-free. I am throughly pleased and would recommend them a 100%.read more

Kishan Rana
Kishan Rana
15:08 13 Jun 23

As a first-time homebuyers, my husband and I were very unaware of the intricacies of getting a mortgage and lawyer. We are the first people in our families to buy in a financial capital such as Toronto. Steve and Mayra were ABSOLUTE pros and gems through the whole process. They made sure that everything was complete so that closing went smoothly. Thank you!read more

Brad Bida
Brad Bida
13:44 13 Jun 23

James & Mayra were incredible to deal with, very knowledgeable and attentive. Our mortgage application process with them was seamless and we felt confident from start to finish. They will be our recommendation if any friends/family are looking for a mortgage broker.read more

Rajesh Ranjan
Rajesh Ranjan
01:07 26 May 23

Outstanding experience working with Steve and team. Their expertise and guidance were invaluable throughout the process. Steve took the time to explain all the options available to me and helped me find the best mortgage solution. He secured a highly competitive interest rate for me. Mayra’s responsiveness and efficiency were impressive, ensuring a smooth application process. I highly recommend them for their professionalism, knowledge, and commitment to their clients’ best interests.read more

Maya Alipour
Maya Alipour
03:20 23 May 23

James and his team did a fantastic job getting me approved for my mortgage. I experienced a very smooth transaction with their outstanding service, and can’t be happier with the amazing rate and conditions that I got for my mortgage.read more

Kaitlynn Ramadani
Kaitlynn Ramadani
17:40 31 Mar 23

James and Mayra are two of the most hard working and dedicated people I’ve encountered in my experiences home buying. This was our third time buying, and our first time working with them, and what a difference it has made working with professionals that really know how to get things done! I have never felt better supported and taken care of in such a stressful time. James worked diligently to get us what we needed to feel secure in our mortgage and made magic happen; Mayra held our hand through it all and walked us through the complicated/messy parts. HANDS DOWN best service there is. I will be working with them for all of my home buying needs moving forward, you’d be foolish not to.read more

Alisa Velthuizen
Alisa Velthuizen
15:35 15 Mar 23

James and his team have been absolutely exceptional to work with. They are so knowledgeable and confident and I felt comfortable and kept-to-date throughout the whole process. I will continue to go to James & his team for my mortgage needs and I would recommend him to all.read more

Aatishi Sharma
Aatishi Sharma
03:32 02 Mar 23

Having Scott as our mortgage broker was literally help sent from above. It was such an easy and smooth experience with Scott being so proactive and making us understand each part of the process. The entire process was transparent and tailored to our needs. Would definitely recommend choosing Scott and his team !read more

Pauline Enrique
Pauline Enrique
21:50 16 Feb 23

James and his team were extremely helpful in our mortgage renewal and refinancing. We felt that they prioritized what was best for us to and delivered exactly what we needed. The process was smooth and we closed without issue. Couldn’t recommend them more!read more

Franklyn Nnodim
Franklyn Nnodim

03:06 09 Feb 23

My passion to trade has grew so big , Mrs KRISTINA SCOTT have made my world beautiful for earning $10,370 on my investment of $1000 , I was always losing on options market .. Ever since I invest with Mrs KRISTINA SCOTT, i was always on the good side. She never gamble with me but trade for me,,, all Thanks to Mrs KRISTINA SCOTT for my wonderful earning..
I fully recommend Her to you to also share this great experience with me
Contact her.
You can reach her via
Email:Kristinascott122@gmail.com
WhatsApp:+1(360)504‑6439
read more

Ranjeet Singh
Ranjeet Singh
02:26 08 Feb 23

James prvides extremely professional and reliable service! Very clear and timely communication with great results!read more

Nickolay Vityuk
Nickolay Vityuk
14:35 07 Feb 23

This is our third time working with Steve and his team. He has helped us with the purchase of our first home, re-financing and purchasing a bigger property. Each time they have gone above and beyond to help us navigate the tricky world of interest rates, contracts and strategies to set us up to succeed!read more

Adamu Sulaiman
Adamu Sulaiman

12:33 25 Jan 23

[I Recommend 👏🏻Mrs Caroline jones ]
Best online Broker She’s consistent and reliable her strategies are overwhelmingly. I lost so much from previous scams by fake platform but my connection with Mrs Caroline jones change everything with a minimum capital i started with all my losses was recovered through her platform and i was granted access to monitor my account which made it easy for me to withdraw when it’s due. Send a Dm to her for more details.
Email:CarolineJonesfx@gmail.com
WhatsApp number: +1 (720) 515-7645
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Saleh Muhammad Yalwa
Saleh Muhammad Yalwa

11:51 23 Jan 23

Astounding trading strategy, unique withdrawal, I have been operating on this platform together with the most {recommended} FX and Binary Options trading strategy on the internet from “Mrs. Caroline jones” and her team. So far i have no regret or complaints making $7,500-$14,700.00 on a weekly and 2 weeks basis respectively, she’s incredible and i am pleased i was lucky enough to have met her. Contact her via Email:CarolineJonesfx@gmail.com
WhatsApp number: +1 (720) 515-7645
read more

Chadwick
Chadwick
19:32 16 Jan 23

We just purchased our second condo and both times we used James and his teams help. They are professional, timely and very informative. The home buying experience is complex and having a partner like James always helps to make the process easier. Thanks again James!read more

Olawumi Michael Kehinde
Olawumi Michael Kehinde

10:40 16 Jan 23

I enjoyed my experience with my account managers service, This was my first time buying and investing BTC(BITCOIN), and while there were definitely some missteps on my end, your customer support was excellent and made it all fairly painless, and at the end of everything I got my complete profits. I am really grateful sir some of your competitors could learn a thing or two from you MR KEVIN MCCARTHYCRYPTO. mail or message him on WhatsApp if you are really finding it difficult investing on forex trading Email: kenvinmccarthycrypto109@gmail.com or him WhatsApp:+1(726)268‑3019read more

Galina Bazova
Galina Bazova
21:50 05 Jan 23

James Harrison was providing an excellent service helping our family to obtain the mortgage. on-time communications, detail-oriented, prompt response. We are so grateful to him for his attention and help .read more

Jean Pierre Zikama
Jean Pierre Zikama

00:02 26 Nov 22

I can’t thank you enough ma’am for your excellent service on my trading account, It’s been months of trading Forex without outcomes until I was introduced to Mrs. EVELYN JOSHUA by a colleague at work. I only invested US$ 590 and I got a profit of US$ 7,300 in just 7 days of trading I made a Withdrawal from my trading account directly to my bank account. it was very easy. I pray God continues to bless you and your family. I’m in my best with you ma’am.
If you’re interested to start up a trade reach out to Miss EVELYN JOSHUA through her WhatsApp contact and email address, She’s always ready to assist you in any way regarding trading.
WhatsApp:+1(804)391-9232
E-mail:evelynjoshua24trades@gmail.com
read more

Remy Leclerc
Remy Leclerc
17:19 04 Nov 22

I’ve been working with Steve to refinance my mortgage and I couldn’t have had a better service anywhere else. It was my third time working with him and I strongly recommend his services to anyone! He knows how to make the process as simple as possible and is always there to resolve any tricky situations, which may happen when dealing with banks. Thanks again for everything, Steve!read more

Tyler Ustrzycki
Tyler Ustrzycki
21:42 03 Nov 22

Super happy with the knowledge Steve provided us with our mortgage.read more

Adebowale David
Adebowale David

05:01 02 Nov 22

I wish I had contacted you earlier enough, it would have been much better and would have made a lot of profits by now. I didn’t believe it until I made my first payout of $7,140 after taking a risk start up investment of $600. Contact her now to know how she works Email:helenkaren443@gmail.com
WhatsApp: ‪+1(514)6711429
Shared with Public
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Thë Flowlëßs Ntk Mabena

Those who don’t succeed sometimes do so because they’re afraid of what other people think. They worry too much about the opinions of others instead of working their hardest to achieve their goals, and as a result, they go nowhere.
Just wanted to say a BIG thank you to TAISHA CARSON for handling the trading of my account.
Your professionalism, genuine kindness and bluntness at times when I needed to face reality are what made me progress.
contact mrs TAISHA CARSON for the best trading platform today
Email: taishacarson025@gmail.com
WhatsApp :+1(910)502-3651
read more

PSV
PSV
15:30 20 Oct 22

James and his team provide valuable guidance to us throughout our home buying process. They were quick to respond to every questions we had and ensured that our process was as smooth as it could be. Mayra, who worked with us on our file, was always available to speak with us eventhough she was travelling and attending to a personal emergency. This speaks a lot about their professionalism. I would recommend them for your mortgage needs, especially if you are first time home buyer.read more

Amanda Joy
Amanda Joy
15:18 20 Oct 22

James Harrison, AMP is the absolute best in the business. There is no one else out there I would trust with my mortgage needs. He dealt with me personally over a period of 3 years, always following up, until we were finally ready to purchase our home. Never in a hurry, giving us all the time we needed, and always the best advice, until we were ready to make the home decision that was best for us. Honest, ethical, and hardworking, we highly suggest and recommend James!read more

Becky Wong
Becky Wong
03:05 07 Oct 22

This is the second time I have relied on James and his team for my mortgage needs. James and Mayra are both easily reachable, efficient and very knowledgeable in their field and I am very happy with my renewal rate. I was initially worried the renewal process would be stressful considering the economy, but everything went off without a hitch all thanks to James and Mayra. Many thanks for addressing all my questions and concerns. I will definitely recommend them to all my family and friendsread more

Britney Leeson
Britney Leeson

03:56 26 Sep 22

Everyone! It will be bad to not share this with you all. I came across the best binary expect ever Mathew Navas who had been helping me and my friends to invest, he is very honest and diligent in his work. All I did was invest $500 and within 7 days he made $7000 profit for me. You can Contact him via WhatsApp if you’re interested
WhatsApp: +1 762-239-1392 or his Email address: mathewnavas691@gmail.com
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Itss'your Bowy Temple
Itss’your Bowy Temple

21:18 19 Sep 22

FOREX TRADE EXPERIENCE!!!
Investment is good, but investing into the right source is super great. Am happy to recommend an Expert Forex Trader who has helped me handle my trade. I made $5,300 in 7 days of my trade with her company. If you want a safe and secure investment Contact her Email: sandrabilly500@gmail.com
WhatsApp +1(512) 893-1587
read more

Adam S
Adam S
15:23 31 Aug 22

James and his Mortgages Architects Brokerage team at Mortgages.ca went above and beyond to serve us during one of the more stressful, impactful events of our lives. He secured us a mortgage at a better rate than we were offered directly by competing banks. He was also available well outside normal business day working hours by responding to our emails in the evening and on weekends. He was even able to deal with a last-minute crisis that had the potential to prevent our home purchase from finalizing.In all, we could not have asked for better service or diligence. We confidently give James and his team a five-star review and a our unquestionable recommendation for providing rare excellence in service.read more

Daniel Weryha
Daniel Weryha
18:48 23 Aug 22

Steve and his team were excellent! Amazing service and a greaf resource. Always happy to take a call when we were unsure about something. Made the experience less stressful.read more

khalid mahmoud
khalid mahmoud
17:00 13 Aug 22

I was referred to James by a friend. A great recommendation by my friend and realtor. James helped us out and was very patient as we didn’t have the most straight forward application. Very responsive and clear. Highly recommended!read more

Gift Gwenzi Hlomuro
Gift Gwenzi Hlomuro

02:59 13 Aug 22

This was my first time dealing with Privateloansforbadcredit. and my experience was easy and non-stress on my loan process because my loan ($117,000 USD ) was deposited into my bank account within 2 hours If you’re looking for a place to get a loan simply email or text her phone number. E-mail: Privateloansforbadcredit@outlook.com Text +1 (213)-260-0702read more

Claire Prince
Claire Prince
14:00 28 Jul 22

Working with James and his team was a great experience. I would recommend him to my friends and family. Job well done.read more

Bart Velthuizen
Bart Velthuizen
02:13 13 Jul 22

This is the second time my wife and I used the services of James Harrison (and Mayra). Again, James worked his magic and everything worked out with our house mortgage. James knows his trade very well. We have no hesitation to recommend Mortgages.ca to anyone. Bart and Aliceread more

Sadanand Rao
Sadanand Rao
21:14 12 Jul 22

Being the first time home buyers is always overwhelming. James helped us walk through the complete process and got us our mortgage approved. James and Myra were really thorough with our application and made sure all the documents were in place. This led to smooth approval of our mortgage. I would definitely recommend James and his team if you are looking for a mortgage.read more

Dave Hesch
Dave Hesch
16:39 12 Jul 22

James was amazing. Answered all questions, got us a great rate, and helped us work through some rather complex financing. He knows his stuff and will be working with him in the future as well.read more

Alex Jedemann
Alex Jedemann
13:33 06 Jul 22

Working with Steve was an amazing experience as a first time buyer. I felt like I learned something new through each interaction and was educated on commonly misunderstood nuances regarding mortgages. Steve was available anytime I had questions, thoroughly explained all the fine print and any watch outs/considerations, and successfully helped me secure my first place.I’d recommend Steve and mortgages.ca any day! Can’t thank you enough!read more

Aziz Fazal
Aziz Fazal
15:15 30 Jun 22

Working with James has been nothing short of superb experience. He is professional, efficient, responds promptly, and no question is too small.James arranged a bridging loan when I purchased my new condo before selling my old condo. Subsequently, he arranged a refinance and ported all my favourable terms from the HELOC on my old condo, including 5-yr variable interest on mortgage, LOC at prime + 0% and reimbursement of prepayment penalty.To me, it makes sense to work with a mortgage broker than directly with the bank. The bank personnel lack the same experience. And especially if it is James!read more

Mare Dean
Mare Dean
23:57 27 Jun 22

Scott and Adam we absolutely amazing with assisting us renew our mortgage! This is our first renewal and I was confused with the process. On our time (as we have a new baby) they were able to schedule calls when we were free and thoroughly explain everything to us. They really looked out for our best interest!Would HIGHLY recommend!Thank you Scott & Adam!read more

Khula RH
Khula RH

14:19 23 Jun 22

Invest with a well known person and platform, where you will have to create and fund your trading account, have full access to be monitoring your trading account, how your profit goes, and at the end of every successful trading, you can place your withdrawal request to your bank account or bitcoin wallet with no stress. And that was what I achieved from Mrs Jennifer who helped me to trade my $1000 into $11,000 weekly
possible link to contact her via:
WhatsApp: +13523402962
Email: hendrickjennifer550@gmail.com
read more

Amala 77
Amala 77
16:28 20 Jun 22

James and his team were terrific to work with – super responsive, knowledgeable and flexible. They helped me complete an unexpectedly quick purchase/mortgage application with very little stress. Special shout out to Zayna who was incredibly patient. Will definitely work with them again.read more

Stephanie Barbosa
Stephanie Barbosa
15:16 28 May 22

I worked with Steve for our first mortgage in 2020 and the process was quick and painless. I reached out to him when I needed to buy out my ex this spring. My scenario is slightly unusual and we learned that it wasn’t possible for me to work with a broker on the mortgage I needed. When I found out I didn’t get approved through Steve’s bank connections he immediately sent my file to two of his close contacts directly at the bank level. One called me within a few hours, assured me I would be approved, and I was (within a week). It was an emotionally trying time for me, going through a separation and refinancing my home on my own and Steve was so calming and helpful throughout the process, and even though the specifics of my requirements made it impossible for him to finalize the mortgage with me, he was able to connect me with a great solution so I could keep my home. When my approval came through, he even sent me a congratulatory text! Overall it was an excellent experience 🙂read more

suara sheriff
suara sheriff
22:16 25 May 22

James and his team helped us all the way with our first home purchase. They were very knowledgeable and guided us all through the way including getting a better deal than we had from a Major Canadian bank. James and Mayra were both very responsive and answered all our questions promptly. I highly recommend them to anyoneread more

Douglas Fox
Douglas Fox
01:30 15 May 22

James Harrison and his team helped us as first time buyers to secure a mortgage at a challenging time, in February and March 2022. He was a knowledgeable and helpful guide, responding to our questions often within the hour. He secured us a good mortgage deal for the lovely downtown condo that is now our home. Very happy!read more

Iyabo Ogundipe
Iyabo Ogundipe

17:11 06 May 22

indeed Brenda you are a great and perfect account manager for proving that binary and crypto investment is highly profitable. I made a deposit of $1,500 and she traded on my account and behold I’m earning $15,500 weekly no hidden charges no withdrawal fee so happy and I will always testify about her.. Thank you Mrs Brenda William, Contact 👇
Email: brendawilliam784@gmail.com.
WhatsApp: +1 (754) 400-0330
read more

Caitlin Ross
Caitlin Ross
16:53 29 Apr 22

I was incredibly grateful for James and his team of professionals at Mortgages.ca. Buying my first home was overwhelming, and seemingly confusing process. Once I was connected with James, he made the mortgage process incredibly simple and stress free. I never felt silly asking what I’m sure to him were very basic question about mortgages, and all my concerns were always addressed fully. James was very quick to respond and always available to my agent and I while house hunting. Thanks for making this such a smooth process James!read more

mai Amr
mai Amr
14:59 29 Apr 22

We worked with James and his team twice to get our mortgages for our first home purchase and our current one. They always have a can do attitude, very helpful and always take the time to explain your options and with them you can just rest assured you are getting the best rates in the market, and with all the things you worry about when buying a new home, getting your mortgage is one less thing to worry about! Highly recommended!read more

Rob Webster
Rob Webster
13:48 29 Apr 22

James and his team were professional, helpful, and positive from start to finish, and were instrumental in helping us navigate the increasingly complicated world of mortgage financing for our first home. They struck the right balance between giving us choices, and breaking it down to support us with all of the information and data we needed to make those choices informed. Very strongly recommended!read more

Julian Torres Santeli
Julian Torres Santeli
00:57 27 Apr 22

Worked with Steve Harrison to secure the mortgage for our condo, and cannot recommend him enough. As first time home buyers, we were very new to the process and had tons of questions. Steve and his team were knowledgeable, friendly, prompt, and always reachable. They went above and beyond in walking us through the process, and were there for us at each step of the process. Plus, they got us a very competitive rate, much better than we were getting when we contacted the banks ourselves.read more

Dahx Cazorla
Dahx Cazorla
14:05 18 Apr 22

Amazing people, excellent work!

Harshal K
Harshal K
17:01 11 Apr 22

I have been working with Scott (& Adam recently) for over 4 years now for all my mortgage and real estate financial needs. When I was looking for a mortgage agent first time around, my basic requirement was to look for a reliable partner that I can trust, someone who can deliver on time and can act on urgencies if/when arises. Scott always goes above and beyond for any of my request and ensures that everything runs smoothly. Scott presents me with current situations, the ask, available options and recommends based upon his expertise to which I felt are signs of what I am looking for.Thank you Scott, Adam and Mortgages.ca for flawless experience all the time.read more

Erin Ayres
Erin Ayres
14:13 03 Apr 22

James has been our mortgage broker for over ten years helping us buy and renew mortgages for two properties. James and his team are the best!read more

Simthanda Søñkë Wandile

Investing and getting positive returns is all I ever wanted and am glad I found it. Thanks Mrs Sandra Billy FX for your great skills of mining and trading in my account, very diligent in her work. All I did was invest $5,000 and within 7days she made $42,600 profit for me. Contact Mrs Mrs Sandra Billy FX via
Email: sandrabilly500@gmail.com
WhatsApp +1(512) 893-1587
read more

Akash Shivankar
Akash Shivankar
03:00 21 Mar 22

I met James in 2019 and discussed my plan about buying a home. Unfortunately soon after that the pandemic started and my plans fizzled. In the 3rd quarter of 2021, I re-engaged with Mortgages.ca. James was going on vacation and so my case was handled to Scott. To my surprise, not only the info about my case was properly handed over, every minute detail I had discussed with James reached Scott and he took over exactly where James left. This not only shows the efficient work culture in the team but also made me think that how well was I heard by the team who preserved all the small details through 2 years. Not only did Scott give me the best mortgage rates, clarifications on each of my queries, proper justifications, excellent advices from time to time, he also took great care of my changed circumstances without letting it impact on the original promise. It was a breeze working with Scott because of his unparalleled professional commitment, excellent knowledge and very effective customer-centric dealing approach. I highly recommend Mortgages.ca to anybody who is interested in availing the best mortgage rates in Ontario through hassle-free and speedy professional service. Thanks Scott for all your help.read more

Christopher Sunthgolam
Christopher Sunthgolam
00:00 18 Mar 22

We worked with James and Zayna on getting our first mortgage. They were very patient with us and answered dozens of emails and hours of phone calls of questions. I was apprehensive going into the whole deal and very confident coming out, I’m very glad I found them.read more

Laura Camacho
Laura Camacho
22:38 16 Mar 22

I have used Mortgages.ca for both my mortgages and both times Scott has exceeded my expectations. Scott & Adam were absolutely fantastic this past time in securing me a great rate and putting my mind at ease in the process. They were able to navigate and mitigate complex issues with cross boarder signing and made the process as smooth as possible. Outstanding work by them both, I will certainly be recommending to friends + family and utilizing Mortgages.ca in future as well.read more

Kate Applin
Kate Applin
16:47 15 Mar 22

James and his team are excellent to work with. They’re very knowledgeable and worked hard to find us the best rate for our mortgage. They’re friendly, highly responsive, and efficient. I fully intend to continue working with James and the Mortgages.ca team for any future financing needs, and recommend them to my friends all the time.read more

Steven Hempell
Steven Hempell
01:26 03 Mar 22

We found Steve when we were shopping for our first mortgage 5 years ago. He not only got us a lower rate than we expected, but it was with a reputable lender. When it was time to renew, we thought we’d give him another try. He didn’t disappoint, and again negotiated a rate that was better than we could find advertised anywhere online. Beyond that, he was always professional and went out of his way to answer our questions. He was able to speak with us at times that were convenient, and we couldn’t have expected better service. See you in another 5 years, Steve!read more

Colin Kelly
Colin Kelly
17:06 02 Mar 22

We have enjoyed working with Steve Harrison at Mortgates.ca on two consecutive mortgages. He has been a great partner to us. He is knowledgeable, responsive, and works hard to get the best results for his clients. Thank you Steve!read more

Basil Hatto
Basil Hatto
13:11 28 Feb 22

James and his team were a pleasure to work with. They were professional, knowledgeable and very efficient.read more

Ikekhuamen Nora
Ikekhuamen Nora

14:13 13 Dec 21

I saw a page review about Mrs Susan Ryan and I must confess that She is a good trader and best in her field as they said, She managed my account after I invested $700 I got $6,200 within few day’s of investment I was so shocked, with Mrs Susan Ryan, your money is 100% secured,. Trust me you have nothing to lose
You can contact her via
Email: susanryan3221@gmail.com
WhatsApp: +13523292265
read more

Ann MacNaughton
Ann MacNaughton

15:43 16 Feb 18

Mortgages.ca and the very personableJames Harrison have always offered a quick response to any query, in-depth knowledge of mortgage options and concerns, and excellent service to the clients we have successfully referred.
Looking forward to many more!
read more

Mustard Littl
Mustard Littl

16:26 14 Feb 18

Answer to trivia question: 2.7%

Brad Scott
Brad Scott

03:08 15 Aug 17

Outstanding service. Steve Harrison went above and beyond. He was always available and answered every phone call or text immediately. We had a few issues which Steve easily solved for us. Would highly recommend.read more

Melissa Trombetta
Melissa Trombetta

02:19 17 Feb 17

Excelente service. Steve did everything we needed to get what we needed. Very satisfiedread more

Andrew Smith
Andrew Smith

01:28 06 Jun 16

After having a very negative experience with a banks mortgage devision. Steve was exactly what we were looking for. Steve was excellent at answering our questions quickly and clearly. His professionalism gave us the confidence to make an aggressive offer which ended up being successful in the purchase of our 1st home. Thank you Steve, would recommend to any one.read more

Barry Naymark
Barry Naymark

16:45 17 May 16

We are very happy with all the customer service, hard work and dedication from James and Laurie. I was able to ask all the important questions and get all the right answers as this was our 1st time buying our 1st home! The efficient and effective work really allowed me to feel at ease that I was getting the best service, rate and lender to make my dreams a reality! I recommend them for all future buyers. Their communication was perfect in instructing me to do have everything in place with closing! I will continue to recommend them!read more

Joy Varrasso
Joy Varrasso

18:41 11 Jun 15

Once again James has exceeded our expectations with his exceptional customer service and the ability to offer knock out rates. This is our second time using him and have referred him to family and friends. Thanks again for all your help!!read more

Diana Wright
Diana Wright

13:03 04 Dec 14

As first time homebuyers, finding the perfect home in Toronto within budget was challenging and full of learning experiences. Steve took the surprises and uncertainty out of the biggest purchase (ahem…loan) of our lives. He was able to answer all of our questions and ensure we had the information we’d need to make a decision. Trust me, as someone in financial risk management, I had A LOT of questions. And of course, No one could come close to the rate he got us. Thanks for helping us own our dream house and a piece of this great city!read more

Sarah Makhomet
Sarah Makhomet

17:45 26 Nov 14

A great team of professionals!!!

Alyse Orsborn
Alyse Orsborn

20:48 28 May 14

I was referred to Steve from a colleague and I have been blown away! Just got back from seeing my lawyer who actually fist pumped me on the amazing rate we got. Aside from the low rate, as a first time home buyer, Steve spent so much time with me helping me along the way and educating me on an area I felt I didn’t know a lot about. I’m a studier and he provided all the content and clarity I needed. He was only a phone call away and always stopped to take the time Trust is everything and I feel so lucky to have had Steve during this whole process. Thank you Steve!!read more

Paul Francis
Paul Francis

16:31 29 Mar 14

Nothing but professionals here, looking forward to our next dealread more

Nicolas Wen Shea
Nicolas Wen Shea

13:44 25 Mar 14

Incredible customer service from Steve. Always picks up and prompt for meetings. Found the best rates possible and always took the time to explain the pros and cons of each alternative. My go to guy for anything mortgages related!read more

Lee Dipps
Lee Dipps

22:18 17 Mar 14

I’m so lucky I got in touch with Steve Harrison from Mortgages dot ca before signing anything with my bank or the broker my agent referred me to. Steve’s ability and willingness to answer all of my questions as they came up day after day, was amazing. He was a great help throughout the process and even found me a significantly better rate than my bank or my realtor’s broker. I want to encourage anyone who is in the market to contact Steve Harrison.read more

Next Reviews

Mortgage Education

How to Get a Mortgage in Canada When Self-Employed

 

mortgage in canada when self-employedGetting a mortgage in Canada when self-employed can be obtained pretty easily if you have a credit score over 680. Today, things are a little more complicated for the entrepreneur as lending rules have tightened and banks are not keen on financing non-traditional borrowers.

The global economic meltdown forced countries to take a critical look at the level of risk lenders were taking. By 2012, the Office of the Superintendent of Financial Institutions introduced the B-20 guideline requiring federally regulated banks to tighten up their lending processes. Mortgages for business owners were just one of the practices affected.

Business Owners Have a Higher Net Worth

While Statistics Canada data suggests that self-employed workers actually have a higher median net worth than salaried employees. Much of one’s self-employed income does not show up on paper. Entrepreneurs want to decrease their earnings to avoid paying tax and cut their income through legitimate expenses and personal deductions.

Documentation Needed

In the past, self-employed workers were given leeway and asked to fill out a signed income declaration and proof of self-employment. Today, self-employed workers can still apply for one of these “stated income” mortgages at some banks, but the lending limits have changed. Federally regulated banks can only lend entrepreneurs up to 65 percent of the purchase value. Financing higher than that requires mortgage default insurance through one of the three mortgage insurance firms in Canada.  Many high net worth business owners with low stated incomes usually turn to private mortgage lenders for financing. This usually occurrs when the banks turn them down for a conventional mortgage.

If you are self-employed, a mortgage broker can help you with this. The requirements for mortgage insurance and particular lenders vary. They are in the know and they have access to a broad range of products. One major change recently was that one of three big mortgage insurers no longer allows stated income applications. All applicants must now meet standard verified income requirements. However, credit unions are still an option as they were not affected by the B-20 changes. You may still be able to get a mortgage with a value of up to 80 percent without the need for default insurance.

Certain lenders also allow you to add some of your deductions back onto your earnings. One of the big three mortgage insurers, Genworth, has a program for those who cannot provide traditional income verification and have been in business for at least two years. Income is based on a reasonable amount for your business and sector. These types of products and the availability of allowances can make the difference between approval and rejection of your application. Incorporation is also an option. Drawing a salary looks good on paper and lenders look at it as a lower risk. This option may also provide tax benefits and personal protection from liability.

Learn Your Mortgage Options

If you are looking to find a mortgage, organize your paperwork. Most lenders require two years of financial statements, your latest notice of assessment from Canada Revenue Agency, proof your GST and HST are paid, your credit score and proof that you are the owner of the business. To get a mortgage in Canada when self-employed contact one of our mortgage professionals today. They will walk you through the papers that you need and can help you find a product, even if you do not have a traditional job. Being self-employed need not be a deterrent to buying a property.

Elyse Maltin
Elyse Maltin
18:01 04 Aug 23

I’ve worked with Steve and the team for both an original mortgage and my renewal, and it’s been a dream experience both times. Steve has patiently walked me through every detail I needed to understand without making me feel stupid about not understanding, and has made it easy to find the best rate for me.read more

Virginia
Virginia
19:41 16 Jul 23

James and Mayra were so helpful in each part of the process of getting a mortgage! They were diligent with following up with any questions and ensuring we could get the lowest rate possible. We would use them again for any future needs!read more

Dana S
Dana S
14:32 04 Jul 23

Steve and his crew saved the day once again. In this ever changing landscape, it is so important to find people who can guide you and be part of your team. This was not our first time working with him, and we keep coming back because of his 5 star service. He is always available to answer questions and to make the process seemless. Thank you again for such an amazing experience. We are so excited about our new home!read more

ashweta baro
ashweta baro
18:29 14 Jun 23

I recently had the pleasure of working with James and Mayra for my mortgage needs, and I cannot speak highly enough of the outstanding service and support they provided throughout the entire process. From start to finish, they demonstrated exceptional professionalism, knowledge, and dedication, making my experience truly stress-free. I am throughly pleased and would recommend them a 100%.read more

Kishan Rana
Kishan Rana
15:08 13 Jun 23

As a first-time homebuyers, my husband and I were very unaware of the intricacies of getting a mortgage and lawyer. We are the first people in our families to buy in a financial capital such as Toronto. Steve and Mayra were ABSOLUTE pros and gems through the whole process. They made sure that everything was complete so that closing went smoothly. Thank you!read more

Brad Bida
Brad Bida
13:44 13 Jun 23

James & Mayra were incredible to deal with, very knowledgeable and attentive. Our mortgage application process with them was seamless and we felt confident from start to finish. They will be our recommendation if any friends/family are looking for a mortgage broker.read more

Rajesh Ranjan
Rajesh Ranjan
01:07 26 May 23

Outstanding experience working with Steve and team. Their expertise and guidance were invaluable throughout the process. Steve took the time to explain all the options available to me and helped me find the best mortgage solution. He secured a highly competitive interest rate for me. Mayra’s responsiveness and efficiency were impressive, ensuring a smooth application process. I highly recommend them for their professionalism, knowledge, and commitment to their clients’ best interests.read more

Maya Alipour
Maya Alipour
03:20 23 May 23

James and his team did a fantastic job getting me approved for my mortgage. I experienced a very smooth transaction with their outstanding service, and can’t be happier with the amazing rate and conditions that I got for my mortgage.read more

Kaitlynn Ramadani
Kaitlynn Ramadani
17:40 31 Mar 23

James and Mayra are two of the most hard working and dedicated people I’ve encountered in my experiences home buying. This was our third time buying, and our first time working with them, and what a difference it has made working with professionals that really know how to get things done! I have never felt better supported and taken care of in such a stressful time. James worked diligently to get us what we needed to feel secure in our mortgage and made magic happen; Mayra held our hand through it all and walked us through the complicated/messy parts. HANDS DOWN best service there is. I will be working with them for all of my home buying needs moving forward, you’d be foolish not to.read more

Alisa Velthuizen
Alisa Velthuizen
15:35 15 Mar 23

James and his team have been absolutely exceptional to work with. They are so knowledgeable and confident and I felt comfortable and kept-to-date throughout the whole process. I will continue to go to James & his team for my mortgage needs and I would recommend him to all.read more

Aatishi Sharma
Aatishi Sharma
03:32 02 Mar 23

Having Scott as our mortgage broker was literally help sent from above. It was such an easy and smooth experience with Scott being so proactive and making us understand each part of the process. The entire process was transparent and tailored to our needs. Would definitely recommend choosing Scott and his team !read more

Pauline Enrique
Pauline Enrique
21:50 16 Feb 23

James and his team were extremely helpful in our mortgage renewal and refinancing. We felt that they prioritized what was best for us to and delivered exactly what we needed. The process was smooth and we closed without issue. Couldn’t recommend them more!read more

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02:26 08 Feb 23

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Nickolay Vityuk
14:35 07 Feb 23

This is our third time working with Steve and his team. He has helped us with the purchase of our first home, re-financing and purchasing a bigger property. Each time they have gone above and beyond to help us navigate the tricky world of interest rates, contracts and strategies to set us up to succeed!read more

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Chadwick
Chadwick
19:32 16 Jan 23

We just purchased our second condo and both times we used James and his teams help. They are professional, timely and very informative. The home buying experience is complex and having a partner like James always helps to make the process easier. Thanks again James!read more

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10:40 16 Jan 23

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Galina Bazova
21:50 05 Jan 23

James Harrison was providing an excellent service helping our family to obtain the mortgage. on-time communications, detail-oriented, prompt response. We are so grateful to him for his attention and help .read more

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Remy Leclerc
17:19 04 Nov 22

I’ve been working with Steve to refinance my mortgage and I couldn’t have had a better service anywhere else. It was my third time working with him and I strongly recommend his services to anyone! He knows how to make the process as simple as possible and is always there to resolve any tricky situations, which may happen when dealing with banks. Thanks again for everything, Steve!read more

Tyler Ustrzycki
Tyler Ustrzycki
21:42 03 Nov 22

Super happy with the knowledge Steve provided us with our mortgage.read more

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Adebowale David

05:01 02 Nov 22

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PSV
15:30 20 Oct 22

James and his team provide valuable guidance to us throughout our home buying process. They were quick to respond to every questions we had and ensured that our process was as smooth as it could be. Mayra, who worked with us on our file, was always available to speak with us eventhough she was travelling and attending to a personal emergency. This speaks a lot about their professionalism. I would recommend them for your mortgage needs, especially if you are first time home buyer.read more

Amanda Joy
Amanda Joy
15:18 20 Oct 22

James Harrison, AMP is the absolute best in the business. There is no one else out there I would trust with my mortgage needs. He dealt with me personally over a period of 3 years, always following up, until we were finally ready to purchase our home. Never in a hurry, giving us all the time we needed, and always the best advice, until we were ready to make the home decision that was best for us. Honest, ethical, and hardworking, we highly suggest and recommend James!read more

Becky Wong
Becky Wong
03:05 07 Oct 22

This is the second time I have relied on James and his team for my mortgage needs. James and Mayra are both easily reachable, efficient and very knowledgeable in their field and I am very happy with my renewal rate. I was initially worried the renewal process would be stressful considering the economy, but everything went off without a hitch all thanks to James and Mayra. Many thanks for addressing all my questions and concerns. I will definitely recommend them to all my family and friendsread more

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Adam S
Adam S
15:23 31 Aug 22

James and his Mortgages Architects Brokerage team at Mortgages.ca went above and beyond to serve us during one of the more stressful, impactful events of our lives. He secured us a mortgage at a better rate than we were offered directly by competing banks. He was also available well outside normal business day working hours by responding to our emails in the evening and on weekends. He was even able to deal with a last-minute crisis that had the potential to prevent our home purchase from finalizing.In all, we could not have asked for better service or diligence. We confidently give James and his team a five-star review and a our unquestionable recommendation for providing rare excellence in service.read more

Daniel Weryha
Daniel Weryha
18:48 23 Aug 22

Steve and his team were excellent! Amazing service and a greaf resource. Always happy to take a call when we were unsure about something. Made the experience less stressful.read more

khalid mahmoud
khalid mahmoud
17:00 13 Aug 22

I was referred to James by a friend. A great recommendation by my friend and realtor. James helped us out and was very patient as we didn’t have the most straight forward application. Very responsive and clear. Highly recommended!read more

Gift Gwenzi Hlomuro
Gift Gwenzi Hlomuro

02:59 13 Aug 22

This was my first time dealing with Privateloansforbadcredit. and my experience was easy and non-stress on my loan process because my loan ($117,000 USD ) was deposited into my bank account within 2 hours If you’re looking for a place to get a loan simply email or text her phone number. E-mail: Privateloansforbadcredit@outlook.com Text +1 (213)-260-0702read more

Claire Prince
Claire Prince
14:00 28 Jul 22

Working with James and his team was a great experience. I would recommend him to my friends and family. Job well done.read more

Bart Velthuizen
Bart Velthuizen
02:13 13 Jul 22

This is the second time my wife and I used the services of James Harrison (and Mayra). Again, James worked his magic and everything worked out with our house mortgage. James knows his trade very well. We have no hesitation to recommend Mortgages.ca to anyone. Bart and Aliceread more

Sadanand Rao
Sadanand Rao
21:14 12 Jul 22

Being the first time home buyers is always overwhelming. James helped us walk through the complete process and got us our mortgage approved. James and Myra were really thorough with our application and made sure all the documents were in place. This led to smooth approval of our mortgage. I would definitely recommend James and his team if you are looking for a mortgage.read more

Dave Hesch
Dave Hesch
16:39 12 Jul 22

James was amazing. Answered all questions, got us a great rate, and helped us work through some rather complex financing. He knows his stuff and will be working with him in the future as well.read more

Alex Jedemann
Alex Jedemann
13:33 06 Jul 22

Working with Steve was an amazing experience as a first time buyer. I felt like I learned something new through each interaction and was educated on commonly misunderstood nuances regarding mortgages. Steve was available anytime I had questions, thoroughly explained all the fine print and any watch outs/considerations, and successfully helped me secure my first place.I’d recommend Steve and mortgages.ca any day! Can’t thank you enough!read more

Aziz Fazal
Aziz Fazal
15:15 30 Jun 22

Working with James has been nothing short of superb experience. He is professional, efficient, responds promptly, and no question is too small.James arranged a bridging loan when I purchased my new condo before selling my old condo. Subsequently, he arranged a refinance and ported all my favourable terms from the HELOC on my old condo, including 5-yr variable interest on mortgage, LOC at prime + 0% and reimbursement of prepayment penalty.To me, it makes sense to work with a mortgage broker than directly with the bank. The bank personnel lack the same experience. And especially if it is James!read more

Mare Dean
Mare Dean
23:57 27 Jun 22

Scott and Adam we absolutely amazing with assisting us renew our mortgage! This is our first renewal and I was confused with the process. On our time (as we have a new baby) they were able to schedule calls when we were free and thoroughly explain everything to us. They really looked out for our best interest!Would HIGHLY recommend!Thank you Scott & Adam!read more

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Khula RH

14:19 23 Jun 22

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Amala 77
Amala 77
16:28 20 Jun 22

James and his team were terrific to work with – super responsive, knowledgeable and flexible. They helped me complete an unexpectedly quick purchase/mortgage application with very little stress. Special shout out to Zayna who was incredibly patient. Will definitely work with them again.read more

Stephanie Barbosa
Stephanie Barbosa
15:16 28 May 22

I worked with Steve for our first mortgage in 2020 and the process was quick and painless. I reached out to him when I needed to buy out my ex this spring. My scenario is slightly unusual and we learned that it wasn’t possible for me to work with a broker on the mortgage I needed. When I found out I didn’t get approved through Steve’s bank connections he immediately sent my file to two of his close contacts directly at the bank level. One called me within a few hours, assured me I would be approved, and I was (within a week). It was an emotionally trying time for me, going through a separation and refinancing my home on my own and Steve was so calming and helpful throughout the process, and even though the specifics of my requirements made it impossible for him to finalize the mortgage with me, he was able to connect me with a great solution so I could keep my home. When my approval came through, he even sent me a congratulatory text! Overall it was an excellent experience 🙂read more

suara sheriff
suara sheriff
22:16 25 May 22

James and his team helped us all the way with our first home purchase. They were very knowledgeable and guided us all through the way including getting a better deal than we had from a Major Canadian bank. James and Mayra were both very responsive and answered all our questions promptly. I highly recommend them to anyoneread more

Douglas Fox
Douglas Fox
01:30 15 May 22

James Harrison and his team helped us as first time buyers to secure a mortgage at a challenging time, in February and March 2022. He was a knowledgeable and helpful guide, responding to our questions often within the hour. He secured us a good mortgage deal for the lovely downtown condo that is now our home. Very happy!read more

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17:11 06 May 22

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Caitlin Ross
Caitlin Ross
16:53 29 Apr 22

I was incredibly grateful for James and his team of professionals at Mortgages.ca. Buying my first home was overwhelming, and seemingly confusing process. Once I was connected with James, he made the mortgage process incredibly simple and stress free. I never felt silly asking what I’m sure to him were very basic question about mortgages, and all my concerns were always addressed fully. James was very quick to respond and always available to my agent and I while house hunting. Thanks for making this such a smooth process James!read more

mai Amr
mai Amr
14:59 29 Apr 22

We worked with James and his team twice to get our mortgages for our first home purchase and our current one. They always have a can do attitude, very helpful and always take the time to explain your options and with them you can just rest assured you are getting the best rates in the market, and with all the things you worry about when buying a new home, getting your mortgage is one less thing to worry about! Highly recommended!read more

Rob Webster
Rob Webster
13:48 29 Apr 22

James and his team were professional, helpful, and positive from start to finish, and were instrumental in helping us navigate the increasingly complicated world of mortgage financing for our first home. They struck the right balance between giving us choices, and breaking it down to support us with all of the information and data we needed to make those choices informed. Very strongly recommended!read more

Julian Torres Santeli
Julian Torres Santeli
00:57 27 Apr 22

Worked with Steve Harrison to secure the mortgage for our condo, and cannot recommend him enough. As first time home buyers, we were very new to the process and had tons of questions. Steve and his team were knowledgeable, friendly, prompt, and always reachable. They went above and beyond in walking us through the process, and were there for us at each step of the process. Plus, they got us a very competitive rate, much better than we were getting when we contacted the banks ourselves.read more

Dahx Cazorla
Dahx Cazorla
14:05 18 Apr 22

Amazing people, excellent work!

Harshal K
Harshal K
17:01 11 Apr 22

I have been working with Scott (& Adam recently) for over 4 years now for all my mortgage and real estate financial needs. When I was looking for a mortgage agent first time around, my basic requirement was to look for a reliable partner that I can trust, someone who can deliver on time and can act on urgencies if/when arises. Scott always goes above and beyond for any of my request and ensures that everything runs smoothly. Scott presents me with current situations, the ask, available options and recommends based upon his expertise to which I felt are signs of what I am looking for.Thank you Scott, Adam and Mortgages.ca for flawless experience all the time.read more

Erin Ayres
Erin Ayres
14:13 03 Apr 22

James has been our mortgage broker for over ten years helping us buy and renew mortgages for two properties. James and his team are the best!read more

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Investing and getting positive returns is all I ever wanted and am glad I found it. Thanks Mrs Sandra Billy FX for your great skills of mining and trading in my account, very diligent in her work. All I did was invest $5,000 and within 7days she made $42,600 profit for me. Contact Mrs Mrs Sandra Billy FX via
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Akash Shivankar
Akash Shivankar
03:00 21 Mar 22

I met James in 2019 and discussed my plan about buying a home. Unfortunately soon after that the pandemic started and my plans fizzled. In the 3rd quarter of 2021, I re-engaged with Mortgages.ca. James was going on vacation and so my case was handled to Scott. To my surprise, not only the info about my case was properly handed over, every minute detail I had discussed with James reached Scott and he took over exactly where James left. This not only shows the efficient work culture in the team but also made me think that how well was I heard by the team who preserved all the small details through 2 years. Not only did Scott give me the best mortgage rates, clarifications on each of my queries, proper justifications, excellent advices from time to time, he also took great care of my changed circumstances without letting it impact on the original promise. It was a breeze working with Scott because of his unparalleled professional commitment, excellent knowledge and very effective customer-centric dealing approach. I highly recommend Mortgages.ca to anybody who is interested in availing the best mortgage rates in Ontario through hassle-free and speedy professional service. Thanks Scott for all your help.read more

Christopher Sunthgolam
Christopher Sunthgolam
00:00 18 Mar 22

We worked with James and Zayna on getting our first mortgage. They were very patient with us and answered dozens of emails and hours of phone calls of questions. I was apprehensive going into the whole deal and very confident coming out, I’m very glad I found them.read more

Laura Camacho
Laura Camacho
22:38 16 Mar 22

I have used Mortgages.ca for both my mortgages and both times Scott has exceeded my expectations. Scott & Adam were absolutely fantastic this past time in securing me a great rate and putting my mind at ease in the process. They were able to navigate and mitigate complex issues with cross boarder signing and made the process as smooth as possible. Outstanding work by them both, I will certainly be recommending to friends + family and utilizing Mortgages.ca in future as well.read more

Kate Applin
Kate Applin
16:47 15 Mar 22

James and his team are excellent to work with. They’re very knowledgeable and worked hard to find us the best rate for our mortgage. They’re friendly, highly responsive, and efficient. I fully intend to continue working with James and the Mortgages.ca team for any future financing needs, and recommend them to my friends all the time.read more

Steven Hempell
Steven Hempell
01:26 03 Mar 22

We found Steve when we were shopping for our first mortgage 5 years ago. He not only got us a lower rate than we expected, but it was with a reputable lender. When it was time to renew, we thought we’d give him another try. He didn’t disappoint, and again negotiated a rate that was better than we could find advertised anywhere online. Beyond that, he was always professional and went out of his way to answer our questions. He was able to speak with us at times that were convenient, and we couldn’t have expected better service. See you in another 5 years, Steve!read more

Colin Kelly
Colin Kelly
17:06 02 Mar 22

We have enjoyed working with Steve Harrison at Mortgates.ca on two consecutive mortgages. He has been a great partner to us. He is knowledgeable, responsive, and works hard to get the best results for his clients. Thank you Steve!read more

Basil Hatto
Basil Hatto
13:11 28 Feb 22

James and his team were a pleasure to work with. They were professional, knowledgeable and very efficient.read more

Ikekhuamen Nora
Ikekhuamen Nora

14:13 13 Dec 21

I saw a page review about Mrs Susan Ryan and I must confess that She is a good trader and best in her field as they said, She managed my account after I invested $700 I got $6,200 within few day’s of investment I was so shocked, with Mrs Susan Ryan, your money is 100% secured,. Trust me you have nothing to lose
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Ann MacNaughton
Ann MacNaughton

15:43 16 Feb 18

Mortgages.ca and the very personableJames Harrison have always offered a quick response to any query, in-depth knowledge of mortgage options and concerns, and excellent service to the clients we have successfully referred.
Looking forward to many more!
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Mustard Littl
Mustard Littl

16:26 14 Feb 18

Answer to trivia question: 2.7%

Brad Scott
Brad Scott

03:08 15 Aug 17

Outstanding service. Steve Harrison went above and beyond. He was always available and answered every phone call or text immediately. We had a few issues which Steve easily solved for us. Would highly recommend.read more

Melissa Trombetta
Melissa Trombetta

02:19 17 Feb 17

Excelente service. Steve did everything we needed to get what we needed. Very satisfiedread more

Andrew Smith
Andrew Smith

01:28 06 Jun 16

After having a very negative experience with a banks mortgage devision. Steve was exactly what we were looking for. Steve was excellent at answering our questions quickly and clearly. His professionalism gave us the confidence to make an aggressive offer which ended up being successful in the purchase of our 1st home. Thank you Steve, would recommend to any one.read more

Barry Naymark
Barry Naymark

16:45 17 May 16

We are very happy with all the customer service, hard work and dedication from James and Laurie. I was able to ask all the important questions and get all the right answers as this was our 1st time buying our 1st home! The efficient and effective work really allowed me to feel at ease that I was getting the best service, rate and lender to make my dreams a reality! I recommend them for all future buyers. Their communication was perfect in instructing me to do have everything in place with closing! I will continue to recommend them!read more

Joy Varrasso
Joy Varrasso

18:41 11 Jun 15

Once again James has exceeded our expectations with his exceptional customer service and the ability to offer knock out rates. This is our second time using him and have referred him to family and friends. Thanks again for all your help!!read more

Diana Wright
Diana Wright

13:03 04 Dec 14

As first time homebuyers, finding the perfect home in Toronto within budget was challenging and full of learning experiences. Steve took the surprises and uncertainty out of the biggest purchase (ahem…loan) of our lives. He was able to answer all of our questions and ensure we had the information we’d need to make a decision. Trust me, as someone in financial risk management, I had A LOT of questions. And of course, No one could come close to the rate he got us. Thanks for helping us own our dream house and a piece of this great city!read more

Sarah Makhomet
Sarah Makhomet

17:45 26 Nov 14

A great team of professionals!!!

Alyse Orsborn
Alyse Orsborn

20:48 28 May 14

I was referred to Steve from a colleague and I have been blown away! Just got back from seeing my lawyer who actually fist pumped me on the amazing rate we got. Aside from the low rate, as a first time home buyer, Steve spent so much time with me helping me along the way and educating me on an area I felt I didn’t know a lot about. I’m a studier and he provided all the content and clarity I needed. He was only a phone call away and always stopped to take the time Trust is everything and I feel so lucky to have had Steve during this whole process. Thank you Steve!!read more

Paul Francis
Paul Francis

16:31 29 Mar 14

Nothing but professionals here, looking forward to our next dealread more

Nicolas Wen Shea
Nicolas Wen Shea

13:44 25 Mar 14

Incredible customer service from Steve. Always picks up and prompt for meetings. Found the best rates possible and always took the time to explain the pros and cons of each alternative. My go to guy for anything mortgages related!read more

Lee Dipps
Lee Dipps

22:18 17 Mar 14

I’m so lucky I got in touch with Steve Harrison from Mortgages dot ca before signing anything with my bank or the broker my agent referred me to. Steve’s ability and willingness to answer all of my questions as they came up day after day, was amazing. He was a great help throughout the process and even found me a significantly better rate than my bank or my realtor’s broker. I want to encourage anyone who is in the market to contact Steve Harrison.read more

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