Apply for a quote in 55 seconds

This field is for validation purposes and should be left unchanged.


Mortgage Services

View Services

Mortgage Calculator

Calculate Mortgage Rates

Educational Resources

View Resources

Up to Date Ajax Mortgage Rates

% | Prime %

DETAILS ABOUT THIS RATE

Days Hold until

% Monthly Prepayment

% Lump sum pre-payment

Minimum Mortgage Amount

Pre-approval

CONTACT US ABOUT THIS RATE

We’re Canada’s trusted mortgage professionals

Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.

The benefits of working with a mortgage broker

Mortgage brokers save
you time

Mortgage brokers handle
the details

Mortgage brokers give
you choice

Mortgage brokers have
negotiating power

Hear from our happy clients

  • Mortgages.ca checks all the boxes. HIGHLY recommended! James, Mayra and the whole team spent a great deal of time with us not only on the phone but via email to help us to understand the current landscape, to explore all of our options, and to make an informed decision regarding mortgage products with all of the pros and cons. James is not “coin-operated”, meaning he’s not focused exclusively on closing your deal and moving on to the next one; he truly cares about making sure you get the best product for your needs. They also went the extra mile and gave us money out of their own pocket to cover the difference between what was supposed to be our final payout from the financial institution we ended up choosing and what we actually received. I can’t say enough about much we enjoyed working with this great company.

    Dave Gussin

  • James and his team have been absolutely exceptional to work with. They are so knowledgeable and confident and I felt comfortable and kept-to-date throughout the whole process. I will continue to go to James & his team for my mortgage needs and I would recommend him to all.

    Alisa Velthuizen

  • Look no further! James and his team are second to none and define the word INCREDIBLE!!! Top notch service and advice. Right up until the last second. This is my 2nd time in just a few years using them… stress free and best advice someone making such an important life decision could ever ask for. Trust me, you won’t find any better than them. James, thank you Sir. God bless you and your entire team! Until next time…

    Zev Schwartz

  • I am incredibly grateful for the support we received from our mortgage broker Martin Karens He was professional, transparent, and straightforward from the very beginning. Despite several setbacks due to the complexity of our situation, Martin never gave up on my family. His persistence and dedication truly made a difference.

    His honesty and positive outlook helped carry us through one of the most stressful times in our lives. He was realistic while still being encouraging, which we deeply appreciated. His sense of humour and friendly approach eased the pressure and made the entire process feel more manageable. I highly recommend his services to anyone looking for a knowledgeable, trustworthy, and compassionate mortgage broker.

    Sonia Tobar

  • I would like to sincerely thank my Mortgage Advisor, Martin, for his outstanding support. He was incredibly helpful and guided me through the mortgage approval process efficiently, achieving approval in just three weeks (even during holiday season). I truly appreciate his professionalism, responsiveness, and dedication.

    Jasmine Wong

  • James and his team were such a pleasure to work with. They are professional, clear and upfront about budgets, process and expectations. They also manage through a deluge of processes while making it as simple as possible for the client. I absolutely will work with James and Mortgages.ca for my next property purchase. 10/10 and no notes!

    Jess Bennett

We are featured on

VIP access to these lenders and more!

Latest Posts

Some questions answered

  • What does Mortgages.ca do?

    Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!

  • What’s the advantage of working with a broker?

    Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!

  • How do mortgage brokers get paid?

    In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)

  • Should I shop around for different mortgage brokers?

    It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)

We’re relationship based brokers

We take care of our clients for life.