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We’re Canada’s trusted mortgage professionals
Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.
The benefits of working with a mortgage broker
Mortgage brokers save
you time
Mortgage brokers handle
the details
Mortgage brokers give
you choice
Mortgage brokers have
negotiating power
Hear from our happy clients
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Steve not only got me a great mortgage, he told me about all the great extras included, awesome!
Austin Taylor
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I was referred to James in 2018 when looking to buying our first condo and it was the best thing that could have happened to me. James helped us secure an excellent mortgage solution. We did not have a great deal of knowledge and experience in these matters and James helped us gain the understanding we needed and made the whole process very simple and friendly.
Fast forward to the far more frightening real estate scene in 2023 when I was dreading renewing in this new market. James contacted me and went to work to find us the best options and helped us to select the best arrangement for our needs. If I had realized how much James and Mayra were able to help us, I wouldn’t have lost all the sleep worrying that I did. I knew we were in good hands. I cannot recommend them enough and they have a client for life with me. 5 stars are not enough to express my satisfaction.
Kyle Kitagawa
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James and Mayra are truly the best in the business. They’re very professional, communicate clearly, and stay on top of everything—I never once had to follow up, which really says a lot.
They recently helped us with our mortgage, and the whole experience was smooth from start to finish. They took the time to explain each step, answered all our questions, and made sure we felt comfortable with every decision. Everything was handled quickly and efficiently, without ever feeling rushed.
They’re easy to talk to, genuinely helpful, and made what can usually be a stressful process feel simple and stress-free. I’d definitely recommend them to anyone looking for help with a mortgage.
Kishore Mannavan
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I have worked with Martin Karens for several years and cannot say enough about his care, expertise, and professionalism. He consistently goes above and beyond, takes the time to understand your situation, and presents the best possible mortgage options with clarity and integrity. I have confidently referred him to everyone I know. If I could rate him six stars out of five, I would — he truly exceeds expectations.
Nader Moazamigoodarzi
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Mortgages.ca and the very personable James Harrison have always offered a quick response to any query, in-depth knowledge of mortgage options and concerns, and excellent service to the clients we have successfully referred.
Looking forward to many more!
Ann M.
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Outstanding experience working with Steve and team. Their expertise and guidance were invaluable throughout the process. Steve took the time to explain all the options available to me and helped me find the best mortgage solution. He secured a highly competitive interest rate for me. Mayra’s responsiveness and efficiency were impressive, ensuring a smooth application process. I highly recommend them for their professionalism, knowledge, and commitment to their clients’ best interests.
Rajesh Ranjan
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Some questions answered
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What does Mortgages.ca do?
Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!
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What’s the advantage of working with a broker?
Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!
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How do mortgage brokers get paid?
In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)
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Should I shop around for different mortgage brokers?
It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)