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We’re Canada’s trusted mortgage professionals
Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.
The benefits of working with a mortgage broker
Mortgage brokers save
you time
Mortgage brokers handle
the details
Mortgage brokers give
you choice
Mortgage brokers have
negotiating power
Hear from our happy clients
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Martin was fantastic to work with from start to finish.
He is professional, knowledgeable, and super responsive, but also easy to talk to and genuinely supportive throughout the process. He explained everything clearly, answered all our questions, and made the whole mortgage experience smooth and stress-free.I’d highly recommend Martin to anyone looking for a reliable and efficient mortgage broker!
Ehsan Attar
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Look no further! James and his team are second to none and define the word INCREDIBLE!!! Top notch service and advice. Right up until the last second. This is my 2nd time in just a few years using them… stress free and best advice someone making such an important life decision could ever ask for. Trust me, you won’t find any better than them. James, thank you Sir. God bless you and your entire team! Until next time…
Zev Schwartz
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James and Mayra are two of the most hard working and dedicated people I’ve encountered in my experiences home buying. This was our third time buying, and our first time working with them, and what a difference it has made working with professionals that really know how to get things done! I have never felt better supported and taken care of in such a stressful time. James worked diligently to get us what we needed to feel secure in our mortgage and made magic happen; Mayra held our hand through it all and walked us through the complicated/messy parts. HANDS DOWN best service there is. I will be working with them for all of my home buying needs moving forward, you’d be foolish not to.
Kaitlynn Ramadani
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I have worked with Martin Karens for several years and cannot say enough about his care, expertise, and professionalism. He consistently goes above and beyond, takes the time to understand your situation, and presents the best possible mortgage options with clarity and integrity. I have confidently referred him to everyone I know. If I could rate him six stars out of five, I would — he truly exceeds expectations.
Nader Moazamigoodarzi
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James and his team provide valuable guidance to us throughout our home buying process. They were quick to respond to every questions we had and ensured that our process was as smooth as it could be. Mayra, who worked with us on our file, was always available to speak with us even though she was travelling and attending to a personal emergency. This speaks a lot about their professionalism. I would recommend them for your mortgage needs, especially if you are first time home buyer.
PSV
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Steve not only got me a great mortgage, he told me about all the great extras included, awesome!
Austin Taylor
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Some questions answered
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What does Mortgages.ca do?
Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!
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What’s the advantage of working with a broker?
Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!
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How do mortgage brokers get paid?
In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)
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Should I shop around for different mortgage brokers?
It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)