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We’re Canada’s trusted mortgage professionals
Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.
The benefits of working with a mortgage broker
Mortgage brokers save
you time
Mortgage brokers handle
the details
Mortgage brokers give
you choice
Mortgage brokers have
negotiating power
Hear from our happy clients
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James was extremely helpful from the very beginning of our home search, his guidance and the final work to obtain a great mortgage made our house hunting experience a breeze in these very unpredictable times. A special mention of Zayna who was very patient and thorough in helping us get all the paper work together!
Our family will go them James again any time and highly recommend his and his team to all our friends and family.
Tara Jainudeen
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James and his team have been absolutely exceptional to work with. They are so knowledgeable and confident and I felt comfortable and kept-to-date throughout the whole process. I will continue to go to James & his team for my mortgage needs and I would recommend him to all.
Alisa Velthuizen
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Steve not only got me a great mortgage, he told me about all the great extras included, awesome!
Austin Taylor
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James and Zayna were extremely helpful in finding the right mortgage for me. It was my first time going through the mortgage process but James was extremely helpful and patient. Can’t say enough good things about my experience with Mortgages.ca and James, and would recommend to anyone who needs a mortgage broker.
Ben S
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We are very happy with all the customer service, hard work and dedication from James and Laurie. I was able to ask all the important questions and get all the right answers as this was our 1st time buying our 1st home! The efficient and effective work really allowed me to feel at ease that I was getting the best service, rate and lender to make my dreams a reality! I recommend them for all future buyers. Their communication was perfect in instructing me to do have everything in place with closing! I will continue to recommend them!
Barry N
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Mortgages.ca checks all the boxes. HIGHLY recommended! James, Mayra and the whole team spent a great deal of time with us not only on the phone but via email to help us to understand the current landscape, to explore all of our options, and to make an informed decision regarding mortgage products with all of the pros and cons. James is not “coin-operated”, meaning he’s not focused exclusively on closing your deal and moving on to the next one; he truly cares about making sure you get the best product for your needs. They also went the extra mile and gave us money out of their own pocket to cover the difference between what was supposed to be our final payout from the financial institution we ended up choosing and what we actually received. I can’t say enough about much we enjoyed working with this great company.
Dave Gussin
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Some questions answered
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What does Mortgages.ca do?
Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!
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What’s the advantage of working with a broker?
Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!
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How do mortgage brokers get paid?
In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)
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Should I shop around for different mortgage brokers?
It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)