Apply for a quote in 55 seconds



This field is for validation purposes and should be left unchanged.

Mortgage Services

View Services

Mortgage Calculator

Calculate Mortgage Rates

Educational Resources

View Resources

Up to Date Richmond Hill Mortgage Rates

% | Prime %

DETAILS ABOUT THIS RATE

Days Hold until

% Monthly Prepayment

% Lump sum pre-payment

Minimum Mortgage Amount

Pre-approval

CONTACT US ABOUT THIS RATE

We’re Canada’s trusted mortgage professionals

Our top-performing team of brokers is dedicated to finding you the perfect mortgage products, working closely with major lenders in the market. With the Harrison brothers at the helm, we pride ourselves on saving you time, money, and stress. Enjoy the benefits of our expertise, as we arrange the best rates, terms, and products at all times. Best of all, our services are 100% free, working for you and not the bank. Let us simplify your mortgage journey and guide you towards your dream home.

The benefits of working with a mortgage broker

Mortgage brokers save
you time

Mortgage brokers handle
the details

Mortgage brokers give
you choice

Mortgage brokers have
negotiating power

Hear from our happy clients

  • Sheri was great in helping me understand what was really important to me.  She was able to simplify the options and help me review the pros and cons of each.  Highly recommended!

    Lana Jeoffries

  • I had the pleasure of working with James and his team to secure my first mortgage. As a first-time homebuyer, I had many questions – luckily, James was very knowledgeable, helpful, and responsive. James and Zayna also made sure my paperwork was completed smoothly and in a timely manner. I couldn’t have asked for better service. Thank you!

    Ai Vy Moeller

  • I have used Mortgages.ca for both my mortgages and both times Scott has exceeded my expectations. Scott & Adam were absolutely fantastic this past time in securing me a great rate and putting my mind at ease in the process. They were able to navigate and mitigate complex issues with cross boarder signing and made the process as smooth as possible. Outstanding work by them both, I will certainly be recommending to friends + family and utilizing Mortgages.ca in future as well.

    Laura Camacho

  • James Harrison, AMP is the absolute best in the business. There is no one else out there I would trust with my mortgage needs. He dealt with me personally over a period of 3 years, always following up, until we were finally ready to purchase our home. Never in a hurry, giving us all the time we needed, and always the best advice, until we were ready to make the home decision that was best for us. Honest, ethical, and hardworking, we highly suggest and recommend James!

    Amanda Joy

  • Mortgages.ca checks all the boxes. HIGHLY recommended! James, Mayra and the whole team spent a great deal of time with us not only on the phone but via email to help us to understand the current landscape, to explore all of our options, and to make an informed decision regarding mortgage products with all of the pros and cons. James is not “coin-operated”, meaning he’s not focused exclusively on closing your deal and moving on to the next one; he truly cares about making sure you get the best product for your needs. They also went the extra mile and gave us money out of their own pocket to cover the difference between what was supposed to be our final payout from the financial institution we ended up choosing and what we actually received. I can’t say enough about much we enjoyed working with this great company.

    Dave Gussin

  • I was referred to James in 2018 when looking to buying our first condo and it was the best thing that could have happened to me. James helped us secure an excellent mortgage solution. We did not have a great deal of knowledge and experience in these matters and James helped us gain the understanding we needed and made the whole process very simple and friendly.

    Fast forward to the far more frightening real estate scene in 2023 when I was dreading renewing in this new market. James contacted me and went to work to find us the best options and helped us to select the best arrangement for our needs. If I had realized how much James and Mayra were able to help us, I wouldn’t have lost all the sleep worrying that I did. I knew we were in good hands. I cannot recommend them enough and they have a client for life with me. 5 stars are not enough to express my satisfaction.

    Kyle Kitagawa

We are featured on

VIP access to these lenders and more!

Latest Posts

Some questions answered

  • What does Mortgages.ca do?

    Mortgages.Ca is an award winning group of mortgage professionals. We provide unbiased mortgage financing advice and tailored solutions for borrowers based on their individual needs and circumstances. We don’t work for the banks, we work for you and in most cases our services are completely free!

  • What’s the advantage of working with a broker?

    Working with a mortgage broker provides a consumer the greatest level of choice and unbiased options when compared to working with an individual bank. Our interests are aligned, as a small business our goal is to save you money for the life of your mortgage. Our experienced and high producing agents have the best lender relationships in the business to get you the best product and terms you qualify for. We work with over 30 lenders and receive volume discounts which are passed on to you as the consumer!

  • How do mortgage brokers get paid?

    In most cases, we are provided a finders fee from the mortgage lender you select. The lender compensates us for facilitating the mortgage and choosing them. For complicated cases there may be additional costs, our core operating principle is transparency so feel free to reach out to your mortgage broker and ask up front :)

  • Should I shop around for different mortgage brokers?

    It's important for you to trust and feel comfortable with whoever you decide to work with. Creating multiple mortgage applications with different brokers can have a negative impact on your credit score and qualifying. If you would like to interview one of our brokers to see if we are the right fit, we are more than happy to chat with you :)

We’re relationship based brokers

We take care of our clients for life.